Free Financial Calculators for India
EMI, eligibility, SIP, FD, PPF, insurance, and more — calculated instantly in your browser. Your inputs are never stored or sent anywhere.
Each calculator explains its formula and assumptions, works on your phone, and asks for no sign-up, email address, or phone number.
Free, no sign-upRuns in your browserYour inputs are never stored or sentMethods explained
Loans
Personal Loan EMI Calculator
Monthly EMI, total interest, full schedule.
Personal Loan Eligibility
FOIR + income-multiplier estimate.
Home Loan EMI Calculator
EMI with year-wise amortization.
Home Loan Eligibility
LTV cap vs income-based ceiling.
FOIR Calculator
Check your fixed obligation ratio.
Loan Prepayment Calculator
Reduce tenure vs reduce EMI.
Credit Cards
Credit Card Eligibility Checker
Which card tier likely matches you.
Minimum Due Trap Calculator
See the true cost of paying the minimum.
Insurance
Life Cover Calculator
How much cover you actually need.
Term Insurance Premium
Indicative annual premium estimate.
Savings & Investment
SIP Calculator
Future value of monthly investments.
Goal-Based SIP Calculator
Reverse-solve the SIP for your goal.
FD Calculator
Fixed deposit maturity with compounding.
PPF Calculator
15-year PPF projection.
Retirement Corpus Calculator
SWR method + annuity drawdown.
Browse by category
- Personal Loan calculators
- Home Loan calculators
- Loan Tools calculators
- Credit Cards calculators
- Insurance calculators
- Investment calculators
- Savings calculators
How RupeeCompass Works
1. Pick a calculator
Choose the decision in front of you — a loan, a credit card, a policy, or a savings goal.
2. Enter your own numbers
Results update instantly in your browser. Nothing you type is uploaded, saved, or sent to a server.
3. Read the result and the fine print
Each page explains the formula and assumptions behind the estimate, so you can compare it with what a lender or insurer actually offers.
Estimates, not advice. RupeeCompass is an independent calculator site. It is not a bank, NBFC, or insurer, and it does not provide investment advice. Figures are indicative and based on standard formulas and the inputs you enter; lenders and insurers decide actual rates, premiums, and approvals.See How We Make Money for how the site is funded and why that never affects a result.
Frequently Asked Questions
Is RupeeCompass free to use?
Yes, every calculator on RupeeCompass is completely free to use, with no sign-up required.
Does RupeeCompass store any of my financial information?
No. All calculators run entirely in your browser using client-side JavaScript. Nothing you type — income, loan amount, age, or any other detail — is ever sent to our servers or stored anywhere.
How does RupeeCompass make money if it’s free?
RupeeCompass currently earns nothing from its calculators: there are no affiliate links and no advertising on the site. If that changes, we will say so on our How We Make Money page and in the Privacy Policy first, and it will never affect the estimates our calculators show.